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About Winona

Winona is a mortgage and debt strategist who is passionate about financially empowering her clients. She believes in a holistic approach. By sharing industry secrets, tips and resources she has helped many families improve their financial situation and realize their dreams. 

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About Winona

Trusted Mortgage & Debt Strategist | 20+ Years of Experience | Empowering You with Smart, Personalized Solutions

When it comes to one of the biggest financial decisions of your life, you deserve expert guidance—not guesswork. Winona Reinsma is an independent mortgage professional with over two decades of experience in Canada’s financial and mortgage industry. Her mission? To financially empower you with tailored strategies, insider knowledge, and the kind of personalized support that helps you make confident, well-informed decisions.

Winona doesn’t just find you a mortgage—she helps you build a plan. Whether you're a first-time home buyer, self-employed, approaching retirement, or navigating a complex refinance, she’ll show you how to turn your mortgage into a strategic financial asset, not a liability.

With a holistic, client-first approach and a reputation for clarity, compassion, and results, Winona has helped countless families and individuals unlock new opportunities, protect their equity, and create long-term stability.

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Why Work With Winona

  • Independent Mortgage Professional since 2010, with expertise in personalized financial strategies.
  • 18 year financial experience, including management and mortgage positions held at several credit unions and TD Canada Trust.
  • Financial planning and investment experience, with mentorship including Smart Trade Pro, Mark Chaikin, and Michael Campbell. 
  • Money Empowerment Coach
  • Teacher and Founder of the Financial Empowerment Series: Stop The Leakage.
  • Past Vice President of Critter Care Wildlife Society: “Giving back and preserving our natural heritage is critical for our children and generations to come.”
  • Active member in the business community including Think Referrals Business Network, Alignable, Valley Women’s Network and The Shop Local Coalition.
  • Independent Mortgage Broker since 2010, with over 20 years of financial industry expertise.
  • Former Manager and Mortgage Specialist with TD Canada Trust and BC credit unions.
  • Strong foundation in financial planning and investing, trained by leaders like Mark Chaikin, Michael Campbell, and Smart Trade Pro.
  • Founder & Educator of the Financial Empowerment Series: Stop the Leakage—helping Canadians take control of their financial future.
  • AI Enablement & Money Mindset Coach, blending technology and financial insight to simplify your path to wealth.
  • Active community builder, involved in Think Referrals Business Network, Valley Women’s Association, Alignable, and Shop Local Coalition.
  • Passionate about giving back, including past Vice President of Critter Care Wildlife Society—because preserving nature and supporting people go hand in hand.