Keep the Keys: 5 Ways to Stay Financially Free in a World That Wants to Own Everything

Winona Reinsma • June 12, 2025

How can I keep control of my financial future?

In today’s economy, many Canadians are asking:


  • Where is my money going?
  • Why do things feel harder even when I’ve done everything right?
  • How can I keep control of my financial future?


We’re not imagining it.


With rising costs, global changes, and new technology reshaping how we live, it’s easy to feel like we’re losing ownership—not just of our homes, but of our income, privacy, and choices.


What’s Happening?


Inspired by Carol Roth’s You Will Own Nothing, I’ve been exploring how everyday Canadians can hold onto what matters most.


Here’s what I’ve found—and how you can take small, smart steps to protect your wealth and independence.


1. Don’t Just Work for Money—Own It.


Having just one job or income source can be risky today. Explore small ways to diversify:

  • Side businesses.
  • Rental income.
  • Dividend-paying investments.


2. Real Assets Matter More Than Ever.


Inflation makes your dollars worth less.

Consider assets that hold value: real estate, gold, or commodities.


3. Use Home Equity on Your Terms.


For many, their home is their largest investment.

Reverse mortgages can help seniors tap into equity—without selling or giving up control.

But it’s important to get clear advice before deciding.


4. Your Data is Wealth.


Protect your information:

Limit what you share online.

Use privacy tools.

Be aware of who’s profiting from your data.


5. Keep Wealth in Your Community.

Support local businesses, credit unions, and community projects that keep wealth close to home.


Final Thought:


You don’t need to give up control.

With the right strategies, you can own more than just your home—you can own your choices, your future, and your peace of mind.


💬 If you’re wondering how to make the most of your mortgage, or thinking about how to use your home equity wisely, I’m here to help.


Let’s talk about what’s right for you.


Contact Winona Reinsma

Mortgage Professional & Certified Reverse Mortgage Expert

📞 778.246.2547

📧 win@winonareinsma.com

🌐 www.winonareinsma.com

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